Unsecured Business Loans Baltimore, MD

Unsecured Business Loans in Baltimore, MD

The business landscape in Baltimore, MD spans everything from healthcare to mom and pop stores, importers, trucking companies, law offices, tech startups, and everything in between. At Point High Finance, we understand that every business has its own capital needs, whether they need funding for growth, to increase purchasing power, to take advantage of time-sensitive opportunities, seasonal sales rushes, or something unique. We provide financing solutions to businesses throughout Baltimore, but without any of the collateral restrictions of traditional loans.

Unsecured Lines of Credit for Businesses in Baltimore, MD

When businesses in Baltimore, MD need an extra source of working capital, they use unsecured lines of credit from Point High Finance. Our unsecured lines of credit do not require any collateral, and can be used by both established and new businesses in the Baltimore area. We understand that new and small businesses may not have the real estate, equipment, or other assets to secure the lines of credit they need through traditional channels. As a response to this high bar of entry, Point High Finance has done away with collateral requirements to provide local businesses in Baltimore with a clear path to the funding they need to thrive and grow. Our unsecured business lines of credit offer the following benefits:

  • Up to $500,000 for existing businesses in Baltimore, MD
  • Up to $50,000 for new businesses in Baltimore, MD
  • Introductory rates on credit cards as low as 0%
  • Large lines of credit with rates between 1% and 5% over prime
  • No collateral necessary with good credit ratings and financials
  • Fast pre-qualification process
  • Guarantees low rates for all approvals
  • No maintenance fees
  • Higher credit limits are available for growing businesses

Merchant Cash Advances for Businesses in Baltimore, MD

Merchant cash advances from Point High Finance offer an infusion of working capital to small businesses throughout the Baltimore area. Merchant cash advances are not traditional loans because there is no debt, no collateral requirements, and no fixed payments. The advance in funding is completely discretionary, so local businesses can use the capital for anything they need, from marketing to purchases, equipment, and more. There are no fixed payments, allowing businesses to repay the balance from a small percentage of sales receipts, so there is never a strain placed on cash flow. Merchant cash advances from Point High Finance offer the following benefits to business owners in Baltimore, MD:

  • Financing up to $200,000 per business location in Philadelphia, PA
  • No credit checks
  • No debt
  • No collateral necessary
  • No fixed payments, equity loss, or closing fees
  • Flexible repayment terms
  • Minimal paperwork
  • No prepayment penalties
  • No balloon payments

Unsecured Financing Designed for Local Businesses

Point High Finance is based locally and we focus on providing funding solutions to businesses across all industries in Baltimore, MD. If your business needs funding without any collateral restrictions, reach out to the team at Point High Finance and ask about our unsecured business loans.